Risk & Underwriting Manager - U3000 South Texas at Cigna

The Risk & Underwriting Manager is responsible for achieving earnings, persistency, growth, service and expense objectives within South Texas. Responsible for assisting/developing and achieving business plans, setting strategic direction and managing/developing an Underwriting staff. Meets with key brokers, sales offices and target clients to assess market trends, develop strategic focus and adjust market goals as necessary. Assists in broker/ client development and handles high risk major impact negotiations directly. Responsibilities span all products offered including specialty products for a specific market. Proven skill in understanding market and industry wide dynamics (consumers, broker/consultant community, competitors, skill/experience of sales force, product performance, etc.) to set strategies/tactics to achieve both earnings and revenue growth objectives. Knowledge of marketplace, including product offerings, regulatory environment, competitor offerings, provider contracts and the dynamics of the retail sales/enrollment process.

Responsibilities

• This position is a leadership role managing the aligned book of business, varying responsibilities across existing book of business and new business/prospecting depending on the market, month, business need, etc.

• Direct management responsibilities for professional Underwriters, primarily geared towards less experienced Underwriters.

• Responsible for achieving earnings, persistency, growth, service and expense objectives within designated market.

• Responsible for assisting/developing and achieving business plans, setting strategic direction and managing/developing an Underwriting staff.

• Meets with key brokers, sales offices and target clients to assess market trends, develop strategic focus and adjust market goals as necessary.

• Assists in broker/ client development and handles high risk major impact negotiations directly.

• Responsibilities span all products offered including specialty products for a cluster of markets.

• Proven skill in understanding U3000 market and industry wide dynamics (consumers, broker/consultant community, competitors, skill/experience of sales force, product performance, etc.) to set strategies/tactics to achieve both earnings and revenue growth objectives.

Qualifications

• 5+ years of HealthCare Underwriting experience or other industry experience

• Experience in the financial, insurance or managed care industry or significant marketing and/or business development experience in another field.

• Thorough knowledge of factors that influence market and competitive conditions.

• Strong knowledge of enterprise-wide objectives and ability to influence change across matrix partners.

• Demonstrates passion and dedication to anticipating and meeting the expectations and requirements of clients and customers.

• Ability to lead client discussions and effectively represent Cigna's capabilities.

• Maintain and support direct client relationships.

• Influence organization to meet external marketplace demands.

• Ability to communicate analytical findings to all levels of the organization.

• Ability to work well and influence within a cross-functional team.

• Demonstrated ability to lead and develop a team of people.

• Knowledge of marketplace, including product offerings, regulatory environment, competitor offerings, provider contracts and the dynamics of the retail sales/enrollmen

This role is also anticipated to be eligible to participate in an annual bonus plan.

At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, click here.

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process, please email seeyourself@thecignagroup.com for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.