Software Engineer-Sr. Consultant level at Visa

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.
The Opportunity:

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.
The Work itself:

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions.
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions:

• Works directly with product owners to gather and refine requirements across products, adding and taking into account existing tools and solutions across the organization.
• Develops and designs advanced architect solutions that are robust and scalable, considering integrations with other solutions across the internal technical ecosystem.
• Provides domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed.
• Plays a key role in the development and delivery of new features across products from end-to-end.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications:

• Bachelor’s degree in Computer Science, Engineering, or a related technical field, or equivalent practical experience
• 10+ years of professional software engineering experience delivering large‑scale, production‑grade systems
• Deep expertise in Java based backend programming language and backend technologies
• Proven experience designing and operating highly distributed, scalable, secure, and resilient platforms in complex enterprise environments
• Strong experience working in Agile/Scrum delivery models with end‑to‑end ownership of features and services

Preferred Qualifications:

• Demonstrated GenAI proficiency with an AI‑first mindset, applying AI‑assisted tools and techniques across design, development, testing, and operational workflows
• Ability to independently drive technical design end‑to‑end, engaging proactively with Product Managers and Architects and delivering solutions with zero follow‑ups
• Strong system‑design skills, including API design, service orchestration, data modeling, and performance optimization
• Experience with cloud‑native architectures, containerization, and orchestration technologies (e.g., Docker, Kubernetes)
• Familiarity with modern platform technologies
• Experience collaborating across Product, Architecture, Security, DevOps, and QA teams in large‑scale enterprise environments
• Strong written and verbal communication skills, with the ability to clearly articulate technical decisions and trade‑offs
• Experience mentoring engineers, contributing to design reviews, and raising overall engineering standards
• AI‑first mindset with hands‑on proficiency in applying GenAI tools across the software development lifecycle
• Experience designing and deploying modern, scalable, cloud‑native services
• Strong sense of ownership with the ability to operate autonomously, make decisions, and drive alignment across stakeholders
• Comfortable challenging assumptions and pushing beyond traditional solutions
• Exposure to to platform technologies such as microservices, DevOps Practices, CI/CD, Containerization, webservices, scalable solutions

The Skills You Bring:

• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
• Language Expertise: Expertise in Java based backend programming
• Builder: Experience building and deploying modern services and web applications with quality and scalability
• Learner: Constant drive to learn new technologies
• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams
• AI First Approach: Champion AI‑assisted development and automation to improve developer productivity, develop customer facing features and solution quality

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.