Compliance Manager at Wise

We’re looking for a Regulatory Compliance Manager to join our growing North America Regulatory Oversight Compliance team. In this role, you’ll be a key partner in managing our regulatory and financial crime obligations, particularly as they relate to managing compliance engagements with our bank partners and state/federal regulators.

You’ll work closely with cross-functional teams and lead our efforts in managing regulatory and financial crime exams, audits, and partner compliance reviews, helping ensure Wise remains compliant as we scale. You’ll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do.

If you're passionate about building systems that make compliance smart, scalable, and transparent—and you’re excited to work at the intersection of tech and financial services regulation—we’d love to hear from you.

Your mission:

As a Senior Regulatory Compliance Manager, you'll play a pivotal role in ensuring Wise's adherence to regulatory requirements, particularly those supporting our regulatory examinations, audits, and partner reviews. Your responsibilities will include:

• Audit & Examination Management: Lead the preparation and management of all regulatory and financial crime examinations and audits, ensuring timely and accurate responses, and coordinate post-exam management responses.​ This role would be the first point of contact for any internal/external audit and exam requests.

• Financial Partner Management: Lead the preparation and management of required compliance reviews and reporting to partners

• Regulatory Advisory: Provide expert guidance to internal stakeholders responsible for responding to requests across state and federal laws and regulations, including money transmission and consumer protection, such as Regulation E, UDAAP, and the E-Sign Act.​

• Compliance Framework Development: Support the development and maintenance of Wise's Regulatory Compliance oversight framework, including policies and procedures to support the Exam & Audit Management Program​

• Stakeholder Collaboration: Work closely with operational, finance, product, and engineering teams to ensure compliance is integrated into business processes.

About you:

• Previous Financial Regulation or Financial Crime advisory role or experience in a Compliance/Legal department, Risk and Controls function or in a consultancy environment;

• Familiarity with tools such as Excel, Confluence, Jira, and Governance, Risk, and Compliance (GRC) platforms.

• Familiar with consumer compliance regulations including Reg E, UDAAP, E-Sign Act, U.S. PATRIOT and BSA/AML, and state money transmission license regulations

• Ability to analyze and interpret complex regulatory frameworks and apply them effectively;

• Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations;

• Strong presentation skills;

• Problem solving attitude, with the ability to use regulations together with data to drive business decisions;

• Experience (or interest) in working in a fast-growing environment;

• Willing to travel, as Wise offices are located across different countries; and

• Legally authorized to work in the U.S.

Some extra skills that would be great:

• Experience working with international teams and understanding of global regulatory environments.

• J.D., Certified Regulatory Compliance Manager or similar qualification

• Prior experience working with the CFPB, OCC, and/or state regulator (e.g. NYDFS, DFPI)